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The truth about credit cards...
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Has anyone ever taught you how to use a credit card? There is much more to it than simply swiping your card to make a purchase.  If not used carefully, credit cards are weapons of mass financial destruction.

Credit is crackMany of us think nothing of carrying debt and paying the required minimum. This is a recipe for disaster.   

Credit cards should be paid off in full each month. Otherwise you pay much more than the sticker price. 

All do not die of cancer, but most smokers agree that smoking is not good for them. It's time that we view debt the same way. Credit cards won't force everyone into bankruptcy… but that does not mean they don't cause financial harm.

Consider whether the credit card industry serves you or itself?  Click here for a short history of legislation that Congress has passed to protect you from the banking industry.

<NEXT:  What is "good credit" anyway?>

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