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Getting Out of Debt

Debt is a lie.  A lie others tell us and we tell ourselves to justify purchasing things we can’t afford.  

Credit is crack and credit cards are weapons of mass financial destruction.   While it is unlikely that you will purchase a home without borrowing, we strongly believe in avoiding debt like the plague for anything else.  

 

Congratulations on taking your first steps to break the bondage of debt!  

Once you have you have begun building your Emergency Fund (it does not need to be completely funded) and you have your risk protection plan in place, determine how much of your cash flow can be used to retire debt.   Consider taking on a second job and cutting back on "want” spending such as cable, dining out and entertainment until you are free of student loan and consumer debt.

 

<NEXT:  There is life after debt!>

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