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How much Life Insurance is enough?
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So how much insurance is enough?  Life insurance need is typically calculated using a variation of one of the following two methods: 

  • Human Life Value attempts to estimate your net financial contribution to your family over your lifetime.
  • Capital Needs Analysis attempts to calculate how much money your family would need to meet current financial obligations and fund future goals should you pass away.

A useful place to start may be to visit our Life Insurance calculator and round up the necessary coverage to the next $100,000.  At PlanningforaFuture.com we believe this is the minimum amount of coverage you should have. Take heart, you can afford to protect your family during your earning years.


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