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Short Term Goals
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We strongly believe that saving is the best way to fund any goal with a time horizon of 5 years or less.

You may be tempted to invest a portion of these monies to earn a higher rate of return. But reward is not without risk and may result in a loss of principal ultimately requiring you to postpone your goal. 

If you are willing to delay a vacation or a new car purchase, this may be acceptable.  But, you are probably not going to tell your child just to wait a year or two (or more) for the stock market to recover before beginning college.

 

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